BCBSNC BLUEADVANTAGE PDF

Get quality health insurance to protect your children with Blue Advantage from Blue Cross and Blue Shield of North Carolina. BCBSNC offers a range of health plans for groups and individuals. by other health insurance as of the effective date of your Blue Advantage coverage. Get a lower-cost health insurance plan with Blue Advantage Saver from Blue Cross and Blue Shield of North Carolina.

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Whether you want to manage a health condition or just improve your fitness and nutrition, BCBSNC has a program for you. Some Blue Advantage Saver plans offer limited office visits.

BCBSNC Compare Blue Advantage to Blue Options HSA

Choose from a range of options to suit your budget. Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount.

Rates are effective January 1,through December 31, Bllueadvantage Blue Advantage Saver you get many of the same features found in a traditional copayment plan but with more flexibility to get just the coverage you need — at a lower monthly premium. When you receive preventive care out-of-network you may pay more out-of-pocket. This plan is eligible for an HSA.

BCBSNC Compare Blue Advantage to Blue Options HSA

You won’t pay more than your out-of-pocket maximum, no matter how high your annual expenses. After your deductible is met, you pay coinsurance until you reach your total out-of-pocket maximum amount. Purchase coverage for your dependent children without having to cover yourself. Other covered services may be subject to deductible and coinsurance.

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These services and supplies may be subject to your deductible and coinsurance.

Maternity coverage is offered through Blue Advantage at an additional cost. Learn more about our non-discrimination policy and no-cost services available to you.

For details on coverage limitations and exclusions, and terms under which the policy can be continued in force, please contact Bblueadvantage. Deductibles, coinsurance, limitations and exclusions apply to this coverage. Rates vary based on the coverage options you choose and your personal information, including age, number of dependents, county of residence, gender and health history and will be subject to underwriting.

Health Plans

You’ll have access to the largest provider network in the state, which means many of North Carolina’s blueadvantagw doctors and hospitals are at your fingertips. Both medical and pharmacy claims apply to the same deductible. And you’re covered with unlimited benefits for covered expenses over your lifetime.

At a network pharmacy, you pay only a convenient copayment. Get a Free Quote. Other covered services may be subject to deductible and coinsurance.

Blue Advantage Saver | BCBSNC

You’re covered across the nation and in more than countries and territories worldwide through the Blue Card network. You pay a copayment for prescription drugs. You pay toward hospital costs until your deductible is met.

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You have the freedom to see out-of-network doctors and can visit a specialist without referral. Serving North Carolina residents since Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities.

You’ll get comprehensive medical coverage at rates that fit your budget. Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount.

A separate pharmacy deductible may apply. In some cases you may also pay a separate prescription drug deductible first before you can pay copayments.

The content contained in this site is maintained by NCHealthplans. Dental Blue is a separate product that provides dental-only coverage and bcbscn available at an additional rate. Contributions are tax-deductible, withdrawals and interest are tax-free. For costs and further details about maternity coverage or Dental Blue, including exclusions and reductions or limitations and terms under which the policy may be continued in force, see your agent or write to BCBSNC.

Includes a variety of services important to your good health. All three plans offer comprehensive coverage for preventive care.